Why Waiting to Get Help with a Tax Problem Makes Things Worse

As the Senior Tax Advisor at Choice Tax Solutions Inc., I work with taxpayers who have IRS and State tax problems. I represent people in New York City, nationwide, and across the globe.

A few years ago, I got a call from a woman who was extremely distraught. She said “you don’t know me, but I’ve been walking around with your business card in my bag for MONTHS.” She was at an ATM, and she was screaming that her account was seized by the IRS. Imagine going to the cash machine and you are not able to even get a dollar!!!!

I told her I bet it was NYS not the IRS who took this enforcement, and it ended up that I was CORRECT. How did I know that it was the State and not the IRS? It’s because certain states are more aggressive with collections than the IRS, and NYS is one of them. But don’t be fooled; the IRS is not far behind.

When it comes to IRS and state tax problems, time is NOT on your side. Whether you’ve received a notice, owe back taxes, haven’t filed for years, or are facing an audit, waiting to take action can quickly turn a manageable situation into a financial nightmare.

At Choice Tax Solutions Inc., we’ve seen it all — from clients who came to us early and avoided major penalties to those who waited until the taxing authorities began aggressive enforcement. Here’s why procrastinating on tax issues can cost you time, money, and peace of mind.

Penalties and Interest Add Up Quickly

The IRS doesn’t wait — and neither does the interest on your unpaid taxes. In addition to the original tax owed, you could face:

Failure-to-file penalties: Up to 25% of your unpaid taxes.
Failure-to-pay penalties: Accrues monthly, even if you filed on time.
Daily compounding interest: Your balance grows every single day.

Delays can turn a small balance into a large, overwhelming tax debt. Acting early can often reduce or even eliminate penalties through programs like penalty abatement.

IRS Collection Actions Escalate Over Time

Ignoring IRS notices doesn’t make them go away — it makes them worse. The longer you wait, the more aggressive the IRS becomes:

Final Notices lead to liens on your property and damage to your credit.
Unpaid balances may trigger levies on your wages, bank accounts, etc.
In serious cases, the IRS can even seize assets.

By seeking help early, we can negotiate before enforcement begins, giving you far more options.

Unfiled Returns Create Bigger Problems

Many taxpayers put off filing because they can’t pay what they owe — but this makes matters worse. Unfiled returns can:

Block your ability to set up payment plans or negotiate settlements.
Cause the IRS to file a “Substitute for Return” on your behalf, usually overstating your liability.
Increase penalties and interest on top of the estimated tax balance.

At Choice Tax Solutions Inc., we specialize in helping non-filers get back on track — without judgment and with strategies designed to minimize exposure.

Peace of Mind Comes Sooner

The stress of dealing with the IRS can be overwhelming. Many clients tell us they wish they’d come to us sooner, because:

They spent months — even years — worrying.
They missed opportunities to protect assets or reduce penalties.
They waited until it became an emergency, limiting options.

Taking action now stops the cycle of stress and uncertainty and gets you one step closer to resolution.

How Choice Tax Solutions Inc. Can Help

At Choice Tax Solutions Inc., we specialize in resolving complex IRS and state tax issues, including:

Back taxes and unpaid balances
Unfiled returns (personal and business)
Tax liens and levies
International reporting compliance
IRS audits and correspondence

Our federally licensed experts work directly with the IRS and state tax agencies on your behalf, stopping enforcement and finding the best possible resolution.

Don’t Wait — Take Control of Your Tax Situation Today

Every day you wait, the penalties grow, the interest compounds, and your options narrow. The sooner you act, the more choices you have — and the less stressful the process will be. I can start helping you TODAY.

📞 Call us today at 347.598.0111

🌐 Visit us at www.choice-tax.com

📧 Or email us at info@choice-tax.com

Choice Tax Solutions Inc. — where experience, expertise, and compassion come together to resolve even the toughest tax problems.

About the Author

Abby Eisenkraft, EA, ATA, ATP, CRPC is the Founder and Senior Tax Advisor of Choice Tax Solutions Inc. in New York City. She specializes in helping non-filers and international taxpayers resolve complex tax issues. Abby is one of the nation’s leading tax professionals, with experience handling IRS and state tax matters across the U.S.